Attention homeowners in Amarillo and Potter County: Get an Appraisal today!
Here are the top seven reasons Texas homeowners hire Anderson Appraisal, LLC:
Own a home in or near Amarillo, Texas and need help determining the value of it?
We at Anderson Appraisal, LLC understand the individual needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value opinion than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Anderson Appraisal, LLC, we're qualified in helping customers just like you delete undesirable PMI insurance.
Challenging Potter county's assessment of your property
Your local tax assessor may have your house overvalued if you live in a local area that is going down. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from Anderson Appraisal, LLC is your chief weapon.
Was your HELOC recently frozen?
If your house is close to a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Anderson Appraisal, LLC can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
We Offer Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you would prefer to have a professional double-check it for preciseness or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Anderson Appraisal, LLC offers field reviews where we go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Anderson Appraisal, LLC can We can assist you. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.