Attention homeowners in Amarillo and Potter County: Need an appraisal?
The top 7 reasons why Texas homeowners call on Anderson Appraisal, LLC:
Do you own a house in or near Amarillo? Do you need help deciding the price of your real estate?
At Anderson Appraisal, LLC, we understand the individual needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Anderson Appraisal, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value judgement than yours.
Appraisals to remove PMI
A fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We're qualified in helping consumers just like you abolish unwanted and unneeded PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if you live in an area that is going down or not appreciating as much as other homes close to yours. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Anderson Appraisal, LLC is your best weapon.
Recently got a freeze your HELOC?
Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Anderson Appraisal, LLC can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.