Attention homeowners: Real estate appraisal services for in Amarillo and Randall County
Here are the top 7 reasons why TX homeowners need Anderson Appraisal, LLC:
Need help determining the value of your home in or near Amarillo, TX?
At Anderson Appraisal, LLC, we understand the special needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at Anderson Appraisal, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Anderson Appraisal, LLC, we're experts in helping people just like you abolish undesirable PMI insurance.
Challenge a property tax assessment
If you live in an area that is declining or not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting a professional appraisal from Anderson Appraisal, LLC is your #1 weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your home is in or near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Anderson Appraisal, LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for precision? An appraiser from Anderson Appraisal, LLC can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home.