Need an appraisal in Amarillo or Randall County?
The top seven reasons why TX homeowners order from Anderson Appraisal, LLC:
Do you own a home in or near Amarillo? Do you need help determining the value of your real estate?
We at Anderson Appraisal, LLC understand the particular needs of a consumer seeking appraisal services. Our usual business clients get the appraisal process and the customary reporting formats. As our non-traditionalclient, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.
Need to remove PMI?
A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We're qualified in helping customers just like you do away with unneeded PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if you live in a local area that is declining. This only means you're probably paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Anderson Appraisal, LLC is your strongest weapon.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. Anderson Appraisal, LLC can provide you with an expert appraisal to help you reinstate your home equity line of credit.
We Also Offer Field and Desktop Appraisal Review Services
Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comparables. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Anderson Appraisal, LLC can help with that too. While typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your property.